Do I need workers comp in Illinois?
Illinois law requires employers to provide workers' compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois. Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves.
Do sole proprietors need workers comp in MA?
As a sole proprietor you are not required to get workers' compensation insurance coverage. If you have employees, they must be covered. If you are a corporate officer that owns 25% or more of a company, you can file for an exemption so you will not be covered under a policy.
Who needs workers compensation in MA?
All employers operating in Massachusetts are required to carry workers' compensation insurance for their employees and themselves if they are an employee of their company. The requirement applies no matter the number of hours worked or the number of employees.
Do Massachusetts independent contractors need to be covered by workers comp?
Find out who needs to be covered by workers' compensation insurance in Massachusetts, as well as the definition of an employee, subcontractor, and independent contractor. All employees in Massachusetts must be covered under a workers' compensation policy.
Are 1099 employees covered by workers comp Massachusetts?
Options an Independent Contract Has if Injured in a Massachusetts Work-Related Accident. Unfortunately, independent contractors also suffer injuries in the course of their employment. Unlike employees, they are not entitled to financial compensation through a workers' compensation claim.
Is it mandatory to have workers compensation in Texas?
Texas, unlike other states, does not require an employer to have workers' compensation coverage. Subscribing to workers' compensation insurance puts a limit on the amount and type of compensation that an injured employee may receive – the limits are set in the law.
Does a sole proprietor need workers comp in Texas?
Do sole proprietors need workers' compensation? Though it's not required by law, sole proprietors, independent contractors, and other self-employed individuals may elect to buy workers' comp insurance for themselves. Their clients might also require them to carry this coverage.
Do you need workers compensation for independent contractors in Texas?
Though it's not required by law, sole proprietors, independent contractors, and other self-employed individuals may elect to buy workers' comp insurance for themselves. Their clients might also require them to carry this coverage.