How much will a new roof lower my homeowners insurance in Florida?

Generally, insurance companies will offer discounts between 5% and 20% because you're significantly lowering the risk of filing a claim.

Does a metal roof lower your insurance in Florida?

A metal roof can even lower your homeowner's insurance by 25%. And a metal roofing system offers unmatched durability, lasting 3 times longer. Chances are good that a metal roof will be the last roof you ever install on your home.

Is a metal roof worth it in Florida?

Metal roofs last longer than any other roofing material commonly used in Florida homes today. In a humid climate prone to hurricanes, you want a roof that is built to last a lifetime. Other roofing materials, like shingles, will only last for about 15 years if all goes well. Often shingles only last for twelve years.

Is house insurance cheaper with a metal roof?

That's why insurance companies consider the age, condition, material, and shape of your roof when determining your insurance coverage and costs. In general, your homeowners insurance may cost less if you have a newer roof made of more durable materials, like metal or slate.

How long is a metal roof insurable in Florida?

The law prohibits insurance companies from automatically denying coverage solely based on the age of a roof so long as it's less than 15 years old. Similarly, if the roof has at least five years of life remaining, insurers can't refuse to issue a policy.

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