What documents do you need to register a car in NY?
- A completed Vehicle Registration / Title Application (MV-82)
- Proof you own the vehicle. …
- Proof of your identity and age. …
- Proof you have NY automobile liability insurance. …
- Payment for fees and taxes, or proof of payment or exemption.
Can you register a car online in NY without insurance?
You cannot register a car without insurance in New York. Proof of insurance is required at the time of registration.. In New York, you are required to have $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $10,000 in liability coverage for property damage.
Can I insure a car not in my name in NY?
New York explicitly states that the name on the insurance card has to match the name on the registration. Failure to match can lead to a suspension of the registration, meaning you cannot insure a car you do not own in the state of New York.
Is it illegal to not have car insurance in New York?
The traffic court fine could be as much as $1,500 for driving without insurance or allowing someone else to drive your uninsured vehicle. You will have to pay the DMV an additional civil penalty of $750 to get your license back after revocation.
Can you register a car without insurance in NY?
Do I need insurance? Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage, the DMV can suspend your vehicle registration and your driver license.
Can you register a car online in New York?
All vehicles in New York must be registered to be on the road. To do this, you must visit your local DMV office. Make sure you come prepared too the DMV with all the necessary paperwork and documentation.
What do I need to bring to NY DMV to register my car?
- A completed Vehicle Registration / Title Application (MV-82)
- Proof you own the vehicle. …
- Proof of your identity and age. …
- Proof you have NY automobile liability insurance. …
- Payment for fees and taxes, or proof of payment or exemption.
Can someone else register my car at the DMV NY?
The person coming to the DMV must show their original NY State Driver License, Learner Permit, or Non-Driver ID card (not a photocopy) and either a photocopy or the original registrant's NY State Driver License, Learner Permit, or Non-Driver ID.
Can a car be registered and insured in different names in NY?
A change on the insurance policy to a name different from the name on your registration may cause a lapse in insurance coverage, and DMV may suspend your driver license and your vehicle registration. Your vehicle's insurance and registration must always be in exactly the same name.
Can you insure a car you don’t own in NY?
In New York, for example, you cannot insure a car you don't own because the name on your insurance card must be an exact match to the name on the registration.
Can I insure a car that’s not my name?
In most scenarios, you cannot purchase car insurance on a vehicle that is not in your name. What that means is that if you drive a friend or family member's vehicle, or are gifted a vehicle that's in someone else's name, the legal owner is responsible for insuring it.
Can I insure a car if I’m not the registered owner?
The policyholder must be the registered owner of the vehicle – we cannot insure you if you are not the owner of the car.
Is car insurance required in New York?
Do I need insurance? Yes. To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage. If you do not maintain the coverage, the DMV can suspend your vehicle registration and your driver license.
What happens if you get pulled over without insurance in New York?
You could face a penalty of $150–$1,500 each time you're found driving without insurance or if you let someone else drive your uninsured vehicle. A New York court may also impound your car, imprison you for up to 15 days, or revoke your driver's license and registration.
Can your license be suspended for not having insurance in NY?
What is an insurance lapse in New York State? An insurance lapse means that there is no liability insurance coverage for a vehicle registered in New York State for a period of time. If there is a lapse of insurance for a vehicle registered to you, the DMV can suspend your registration and driver license.