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Can I drive without insurance in va?
Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.
Is Virginia a mandatory insurance state?
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
How long can you go without insurance in Virginia?
It simply allows you to operate a motor vehicle uninsured for the next 12 months without additional penalties. The minimum requirements for auto insurance in Virginia are: $25,000 in bodily injury insurance per person.
What you must do in VA if you do not have auto insurance?
In Virginia, you have the choice to drive without insurance, but you must pay an uninsured motorist fee to the DMV to do so legally. When you register your vehicle for the first time or are renewing your registration, you can pay a $500 uninsured motor vehicle fee.
What happens if I’m caught driving without insurance?
You could also find yourself facing a lawsuit from the third party and having to pay for any losses, damages and medical expenses for the third party as well. Ultimately, this could cost you many thousands of dollars that would otherwise have been paid for by your insurer.
What is Virginia’s insurance requirements?
It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $30,000 per person and $60,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $30,000 per person and $60,000 per accident.
Is Virginia a mandatory insurance state?
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
Is it mandatory to have car insurance in Virginia?
Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person) $50,000 in coverage for bodily injury (per accident)
What kind of auto insurance is mandatory in Virginia?
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
What happens if you don’t have car insurance in Virginia?
If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.
How long can you go without car insurance before being penalized in Virginia?
“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.
What happens if you get pulled over without insurance in Virginia?
If you're caught driving without a form of financial responsibility, the penalties could be severe. The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver's license, vehicle registration and license plates.
How much is the fine for no insurance in Virginia?
If the vehicle is uninsured, the motor vehicle owner is required to pay to DMV a $500 uninsured motor vehicle fee in addition to normal registration fees. Payment of the $500 fee does not provide the motorist with any insurance coverage.
What does paying the $500 uninsured motor vehicle fee provide in VA?
Every person registering an uninsured motor vehicle shall pay a fee of $500 at the time of registration. Payment of this fee allows a motor vehicle owner to operate an uninsured motor vehicle; however, payment of this fee does not provide the motorist with any insurance coverage.