Is it mandatory to have car insurance in New Hampshire?

New Hampshire motor vehicle laws do not require you to carry auto insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire motor vehicle financial responsibility requirements in the event of an “at- fault” accident.

Why don’t you need car insurance in New Hampshire?

New Hampshire's Motor Vehicle Financial Responsibility Requirements do not require you to buy car insurance, but under these rules you must be able to pay for losses arising from a car accident you cause.

What two states have no insurance?

What States Don't Require Car Insurance? There are only two states where car insurance is not mandatory for all drivers: Virginia and New Hampshire. In Virginia, an uninsured motor vehicle fee may be paid to the state, while in New Hampshire, vehicle owners have the option to post cash bonds.

Is NH a no fault state?

New Hampshire is a "fault" state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.

Why does New Hampshire have no car insurance?

New Hampshire does not require drivers to carry car insurance, but the state's Motor Vehicle Financial Responsibility Law makes the purchase of a liability policy the best option for most vehicle owners.

Are there any US states that don’t require car insurance?

What States Don't Require Car Insurance? There are only two states where car insurance is not mandatory for all drivers: Virginia and New Hampshire. In Virginia, an uninsured motor vehicle fee may be paid to the state, while in New Hampshire, vehicle owners have the option to post cash bonds.

Is New Hampshire a no fault state for auto insurance?

With regard to car insurance, New Hampshire is a “fault” state.

What happens if the person at fault in an accident has no insurance in NH?

What Happens if You Are at Fault for the Accident? If you do not have auto insurance and cause a car accident in New Hampshire, you will be responsible for paying for the other party's damages and losses out of your own pocket.

Do you legally need car insurance in NH?

New Hampshire motor vehicle laws do not require you to carry auto insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire motor vehicle financial responsibility requirements in the event of an “at- fault” accident.

Can you drive in NH without car insurance?

New Hampshire motor vehicle laws do not require you to carry auto insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire motor vehicle financial responsibility requirements in the event of an “at- fault” accident.

Are there any US states that don’t require car insurance?

What States Don't Require Car Insurance? There are only two states where car insurance is not mandatory for all drivers: Virginia and New Hampshire. In Virginia, an uninsured motor vehicle fee may be paid to the state, while in New Hampshire, vehicle owners have the option to post cash bonds.

Is NH a no fault state?

New Hampshire is a "fault" state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.

Does insurance follow the car or the driver in NH?

Car insurance usually follows the car in New Hampshire. The types of car insurance that follow the car in New Hampshire are bodily injury liability, personal injury liability, collision, and comprehensive. You're required to carry bodily injury liability and property damage liability in New Hampshire.

What does it mean that my is a no-fault state?

What does it mean to be a no-fault state? Car insurance laws can be defined as no-fault, choice no-fault, add-on or tort liability. In states with no-fault laws, each driver files a claim with their own insurance company following an accident, regardless of who is at fault.

Is New Hampshire a PIP state?

No, personal injury protection insurance (PIP) is not required in New Hampshire. New Hampshire drivers are not required to buy car insurance at all and if a driver does choose to buy insurance, New Hampshire policies have medical payments insurance (MedPay) instead of PIP.

Leave a Reply

Your email address will not be published. Required fields are marked *