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Can you drive around without insurance?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.
Does car insurance cover unnamed driver?
Named drivers will be able to make claims under the insurance plan, while unnamed drivers are usually not able to, though some insurers allow claims for unnamed drivers with an additional access. It is best to check with your insurer or the policy plan for the details.
What happens if I ride without insurance?
If you cause an accident and don't have car insurance, you may have to pay for the damage out of your pocket. You could also get sued if you don't pay. Police will likely charge you with driving without car insurance. You could face a hefty fine, license suspension and even jail time, depending on the state.
Do all drivers need to be insured in Ohio?
It is law in Ohio that you must have insurance to drive any motor vehicle. A vehicle owner may not allow anyone else to drive their motor vehicle without insurance. Proof of insurance must be shown at traffic stops, accident scenes, and vehicle inspections.
Does car insurance cover all driver?
Your car insurance typically will cover other drivers operating your vehicle if they're listed on the policy. This may include your spouse or significant other, your parents, your siblings or your children. It also may include other household members.
What is unnamed driver excess?
Unnamed Driver Excess means the amount that You must pay in addition to the Excess as shown in the Schedule, for any claim made in respect of an Accident which occurred when the Car was driven by an Unnamed Driver.