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Do you need insurance to go on a cruise?
Even if you score a great deal on your fare, you still have to factor in taxes, fees, airfare, excursions, beverage packages and extras. For this reason, you might hesitate to spend money on insurance. “Is travel insurance really worth it for a cruise?” you wonder. The answer is always yes.
Why do you need cruise insurance?
Protect the money you paid for your cruise. The main reason most people buy trip insurance for cruises is to protect the cost of the cruise, including airfare before and after the cruise, excursions, and when needed, hotel stays before and after the cruise as well.
Is cruise insurance the same as travel insurance?
While the cruise line will generally assist passengers in such predicaments, a travel insurance policy will give you ultimate coverage and reimburse you for any unexpected out-of-pocket expenses (such as a hotel stay while you wait for an available flight back home) that the cruise line may not cover.
What documents do you need to go on a cruise?
- Boarding passes. This is perhaps the most obvious of the documents you'll need for your voyage, but you'd be surprised at how many cruisers turn up to the terminal without their boarding passes. …
- Passports. …
- Visas. …
- Luggage tags. …
- Credit/debit cards. …
- Proof of vaccinations.
Why do you need cruise insurance?
Protect the money you paid for your cruise. The main reason most people buy trip insurance for cruises is to protect the cost of the cruise, including airfare before and after the cruise, excursions, and when needed, hotel stays before and after the cruise as well.
Do I need cruise ship insurance?
With those factors in mind, it's very often now that the answer is: Yes, you should insure your cruise. The purpose of travel insurance is to cover the nonrefundable costs associated with your trip in case of an unforeseen event.
When should you get cruise insurance?
It's the best time to buy cruise insurance – as soon as you make your initial trip deposit, while it's still fresh in your mind. Plus, if you buy cruise insurance within two weeks of making the first deposit on your trip, you can often qualify for bonus coverages.
What is the point of travel insurance?
Travel insurance provides financial protection if you face certain problems when you're travelling or on holiday. It covers a range of possibilities, from lost luggage to the cost of medical care if you become ill or have an accident.