Can you drive without car insurance in Virginia?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.

Is car insurance mandatory in VA?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

What happens if you don’t have car insurance in va?

The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver's license, vehicle registration and license plates. Your insurer will also need to file a form SR-22 on your behalf, which can result in a rate hike.

How long can you go without car insurance in va?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

How long can you drive in Virginia without insurance?

It simply allows you to operate a motor vehicle uninsured for the next 12 months without additional penalties. The minimum requirements for auto insurance in Virginia are: $25,000 in bodily injury insurance per person.

How can I drive without insurance in Virginia?

When you choose to drive without insurance, the Virginia DMV requires that you pay $500 in addition to your typical registration fees every year to waive insurance. You may also choose to prorate this $500 fee if you need to go without insurance for only part of the year.

Is it mandatory to have car insurance in Virginia?

Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person) $50,000 in coverage for bodily injury (per accident)

What happens if you don’t have car insurance in va?

The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver's license, vehicle registration and license plates. Your insurer will also need to file a form SR-22 on your behalf, which can result in a rate hike.

How long can you go without car insurance in va?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

What kind of auto insurance is mandatory in Virginia?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

Do you need insurance if you have a license but no car in VA?

Every state except New Hampshire and Virginia mandates a minimum amount of liability insurance you need to have to drive your car. You can't own and operate a vehicle without insurance. But, if you don't have a car, you have no vehicle to insure.

How long can you go without car insurance in va?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

Is car insurance mandatory in VA?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

Do you need insurance if you don’t have a car in Virginia?

Every state except New Hampshire and Virginia mandates a minimum amount of liability insurance you need to have to drive your car. You can't own and operate a vehicle without insurance. But, if you don't have a car, you have no vehicle to insure.

Can you drive uninsured in Virginia?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.

How long can you drive without insurance in Virginia?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

What happens if you don’t have car insurance in Virginia?

If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.

How long can you go without car insurance before being penalized?

If without insurance for 90 days, registration and license are suspended for a time equal to insurance lapse. Drivers may be imprisoned for up to 15 days. Vehicle may be impounded.

Is car insurance mandatory in Virginia?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

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