Do You Need Car Insurance In Indiana

Table of Contents

Is it illegal to not have car insurance in Indiana?

Indiana law mandates that all drivers carry a minimum amount of car insurance to operate a motor vehicle on state roadways. If you get caught driving without insurance in Indiana, you can face severe penalties and financial losses.

What type of insurance is required in Indiana?

Each newly written Indiana auto liability policy must include uninsured and underinsured motorist's coverage unless you reject this in writing. Minimum liability limits are: Uninsured Motorists: Bodily Injury: $25,000/$50,000. Property Damage: $25,000.

What happens if you don’t have car insurance in Indiana?

ValuePenguin reports that if you operate a motor vehicle without purchasing car insurance and it's your first offense, you could face the following penalties: A $250 reinstatement fee. A 90-day license suspension. An SR22 certificate for three years.

Is car insurance mandatory in Indiana?

Car insurance is mandated in Indiana, and all motorists are required to have at least 25/50/25 liability insurance coverage.

What car insurance is required in Indiana?

Bodily injury liability: Minimum of $25,000 per person and $50,000 per accident. Property damage liability: Minimum of $25,000 per accident. Uninsured motorist bodily Injury: Minimum of $25,000 per person and $50,000 per accident.

Is insurance required in Indiana?

Car insurance is mandated in Indiana, and all motorists are required to have at least 25/50/25 liability insurance coverage.

What is considered full coverage in Indiana?

Full coverage insurance in Indiana is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.

Is Gap insurance required in Indiana?

The state of Indiana doesn't require any driver to carry gap insurance. However, certain lenders in Indiana may require customers to carry gap insurance – short for guaranteed asset (or auto) protection insurance – if they get a car loan or lease.

What is the penalty in Indiana for driving without insurance?

The first offense for driving without insurance in Indiana is a 90-day driver's license suspension, with the requirement of carrying an SR-22 Certificate for three years. The second offense results in a $500 fine and a one-year license suspension and the requirement to carry an SR-22 for three years.

Can you go to jail for no insurance Indiana?

Jail time will most likely not be imposed for a first offense unless you cause a serious accident. But repeat offenses will incur higher fines and stiffer punishments, possibly up to and including jail.