Do you have to tell your car insurance if you drive for DoorDash?
Yes, while doing business as an independent contractor, you are required to maintain your own insurance, in the amounts and of types required by law which includes, but is not limited to, an auto insurance policy. If you fail to maintain your own insurance, DoorDash’s coverage may not apply.
Doordash Driver Insurance: Coverage You Didn’t Know You Had
Do you have to tell your car insurance if you drive for DoorDash?
Yes, while doing business as an independent contractor, you are required to maintain your own insurance, in the amounts and of types required by law which includes, but is not limited to, an auto insurance policy. If you fail to maintain your own insurance, DoorDash’s coverage may not apply.
Does insurance know DoorDash?
It varies by auto insurance companies. Some insurance companies will cancel your policy outright if they find out you’re delivering for Doordash. Others may have options to add coverage. There are a few that have no exclusions for delivery work.
Does driving DoorDash affect insurance?
While DoorDash provides insurance coverage when you’re making deliveries, it doesn’t cover every instant when you’re working or your personal driving. You still need your own car insurance. That said, driving for DoorDash affects insurance through increased premiums and the optional need for rideshare insurance.
Does your insurance need to know you do DoorDash?
Yes, while doing business as an independent contractor, you are required to maintain your own insurance, in the amounts and of types required by law which includes, but is not limited to, an auto insurance policy. If you fail to maintain your own insurance, DoorDash’s coverage may not apply.
Can you get insurance working for DoorDash?
DoorDash provides auto insurance for Dashers, but this insurance applies only to accidents while using a motor vehicle on an active delivery (from order acceptance heading to the Merchant or from Merchant to the Customer). This insurance applies only after the Dasher goes through their own auto insurance policy first.