What happens if you don’t have car insurance in va?

If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.

How long can you go without car insurance in va?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

How long can you drive in Virginia without insurance?

It simply allows you to operate a motor vehicle uninsured for the next 12 months without additional penalties. The minimum requirements for auto insurance in Virginia are: $25,000 in bodily injury insurance per person.

How can I drive without insurance in Virginia?

When you choose to drive without insurance, the Virginia DMV requires that you pay $500 in addition to your typical registration fees every year to waive insurance. You may also choose to prorate this $500 fee if you need to go without insurance for only part of the year.

Is it mandatory to have car insurance in Virginia?

Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person) $50,000 in coverage for bodily injury (per accident)

Do you need insurance if you have a license but no car in Virginia?

Every state except New Hampshire and Virginia mandates a minimum amount of liability insurance you need to have to drive your car. You can't own and operate a vehicle without insurance. But, if you don't have a car, you have no vehicle to insure.

Is auto insurance mandatory in Virginia?

Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

Can you have no car insurance in Virginia?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.

How long can you drive without insurance in Virginia?

“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.

What is the penalty for not having car insurance in Virginia?

Pays a $600 statutory fee (collected by DMV and deposited into the Uninsured Motorist Fund) Furnishes and maintains proof of financial responsibility (form SR-22) for three years. Pays a reinstatement fee, if applicable.

How long can you go without car insurance before being penalized?

What is a car insurance lapse grace period? Your car insurance policy won't be cancelled immediately because you miss a payment. Auto insurance companies are required by state law to provide notice before cancelling your policy. Depending on the state, you'll usually have between 10 and 20 days.

Is it illegal to not have car insurance in va?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.

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