Is it illegal to not have car insurance in South Carolina?
Auto insurance is one of the most used types of personal insurance. South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.
Do you need insurance to drive in SC?
South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.
What is the minimum auto insurance required in South Carolina?
What auto insurance coverage is required in SC? Answer: Drivers are required to carry liability and uninsured motorist coverage with the following limits: $25,000 Bodily Injury Per Person / $50,000 Bodily Injury Per Accident / $25,000 Property Damage Per Accident. What is liability insurance?
Can you go to jail for not having car insurance in South Carolina?
If you're caught driving uninsured again within 10 years of your first violation, you'll have to pay a $200 fine, serve 30 days in jail, and surrender your license plate and vehicle registration. Once you buy an insurance policy and pay the $200 reinstatement fee, you'll get your driving privileges back.
Can you drive without car insurance in SC?
All drivers in South Carolina must either pay an uninsured motorist fee or have a car insurance policy — and carry proof of it while driving. A minimum-coverage policy in South Carolina has liability insurance along with uninsured motorist coverage.
What happens if you get into a car accident without insurance in South Carolina?
For a first-time offender, a conviction for driving without insurance carries a fine of up to $200 plus $5 per day for every lapse in coverage. There are other expenses including reinstatement fees as well. For a second offense, you could face a potential jail term of up to 30 days.
Can you drive in SC with no insurance?
The first time you're caught driving without insurance or the $550 uninsured motorist fee, the state will confiscate your vehicle registration and license plates. You can avoid harsher penalties by either paying the uninsured motorist fee or providing proof of insurance coverage within 20 days.
How long can you drive without insurance after buying a car in SC?
The South Carolina new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy.
Can you drive a car around without insurance?
You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.
Why do drivers in South Carolina need insurance to drive?
South Carolina is one of a handful of states that requires motorists to carry uninsured bodily injury and property damage coverage. This insurance is already bundled in most policies and is designed to cover a driver's own injuries or damage in the event an accident is caused by someone without insurance.
What is the minimum car insurance required in SC?
South Carolina requires you to carry a minimum of $25,000 per person for bodily injury and $50,000 for all persons injured in one accident. Claims for bodily injury may include medical expenses, lost wages, and pain and suffering.
What is the minimum legal car insurance?
It is a requirement for your vehicle to be insured for the entire road tax renewal period before its road tax can be renewed. The insurance must at least cover third-party liability for deaths and bodily injury. This is important so that traffic accident victims can be covered by insurance.
How much is liability coverage in South Carolina?
In South Carolina, the minimum liability coverage is 25/50/25. Thus, your policy must have $25,000 per person for bodily injury to a maximum of $50,000 per accident and $25,000 for property damage. Bodily injury liability covers you from the claims made by third parties injured in an accident where you are at fault.
How much is car insurance per month in SC?
The average price of car insurance in South Carolina is $752 per year, or $63 per month for a minimum-coverage policy. The average cost for a full-coverage policy is and $1,686 per year, or $141 per month.