Is it illegal to not have car insurance in South Carolina?

Auto insurance is one of the most used types of personal insurance. South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.

Do you need insurance to drive in SC?

South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.

What are the insurance requirements in South Carolina?

South Carolina requires you to carry a minimum of $25,000 per person for bodily injury and $50,000 for all persons injured in one accident. Claims for bodily injury may include medical expenses, lost wages, and pain and suffering.

Can you go to jail for not having car insurance in South Carolina?

If you can't show proof of financial responsibility, you may have to spend time in jail, pay a fine up to $200, and surrender your registration and license plates. Plus, the state will ask you to file an SR-22 form, which can lead to an insurance rate hike. How much car insurance do I need in South Carolina?

What happens if you don’t have car insurance in South Carolina?

The following are the penalties for driving uninsured in South Carolina: First offense – Uninsured motorist fee of $550, a fine of up to $200, a $5 fine per day for lapse in required coverage, driver's license suspension, $200 reinstatement fee (SR-22), and/or a maximum jail sentence of 30 days.

Is it illegal to drive without insurance in SC?

Driving without insurance in South Carolina is illegal. If you are pulled over or involved in an accident, the penalties are severe and costly.

What are the insurance requirements in South Carolina?

South Carolina requires you to carry a minimum of $25,000 per person for bodily injury and $50,000 for all persons injured in one accident. Claims for bodily injury may include medical expenses, lost wages, and pain and suffering.

Can you drive in South Carolina without insurance?

Driving without insurance in South Carolina is illegal. If you are pulled over or involved in an accident, the penalties are severe and costly.

Can you drive in SC with no insurance?

The first time you're caught driving without insurance or the $550 uninsured motorist fee, the state will confiscate your vehicle registration and license plates. You can avoid harsher penalties by either paying the uninsured motorist fee or providing proof of insurance coverage within 20 days.

What are insurance requirements?

Insurance Requirements — the part of a commercial contract in which the types and minimum amounts of insurance the parties agree to provide in connection with their performance of the contract are specified.

Do you need insurance to get your license in SC?

Do I need insurance? When you apply for or renew a South Carolina driver's license or commercial driver's license (CDL), you must certify you are insured by an automobile liability policy.

How much car insurance do I need in South Carolina?

Bodily injury liability insurance protects you against the claims of other people who are injured in an accident for which you were at fault. South Carolina requires you to carry a minimum of $25,000 per person for bodily injury and $50,000 for all persons injured in one accident.

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