Is Alabama required to have car insurance?

Alabama's mandatory liability insurance law requires anyone who wants to drive, maintain or register a car to have insurance. Being an at-fault state, if you cause an accident in Alabama, you'll be liable to pay for the other driver's expenses should you injure them or damage their property.

What car insurance is required in Alabama?

What is the minimum auto insurance requirements in Alabama? A. The minimum auto insurance liability limits are commonly stated as 25/50/25. This means $25,000 bodily injury liability limit per person.

Can you go to jail for having no car insurance?

But attempting to drive without car insurance is very risky and could end up costing you thousands of dollars, your driving license and even jail time.

Is car insurance mandatory in Alabama?

In effect since 2013, the Alabama Mandatory Liability Insurance (MLI) Law mandates that every Alabama motorist must carry liability auto insurance in the amount of 25/50/25 to legally drive, register and maintain vehicle registration in the state.

Is it illegal to not have car insurance in Alabama?

Alabama requires every driver to have car insurance — and driving without it is a misdemeanor. If caught, the state may charge a fine of $500–$1,000, suspend your driver's license and registration for 180 days, and even send you to jail for three to six months.

When did Alabama make car insurance mandatory?

Currently insured? In effect since 2013, the Alabama Mandatory Liability Insurance (MLI) Law mandates that every Alabama motorist must carry liability auto insurance in the amount of 25/50/25 to legally drive, register and maintain vehicle registration in the state.

What auto insurance is required by law in Alabama?

What is the minimum auto insurance requirements in Alabama? A. The minimum auto insurance liability limits are commonly stated as 25/50/25. This means $25,000 bodily injury liability limit per person.

What kind of car insurance do I need in Alabama?

Liability coverage is the only legally required car insurance in Alabama. This coverage is usually split into bodily injury and property damage coverages.

Does Alabama have mandatory car insurance?

Alabama's mandatory liability insurance law requires anyone who wants to drive, maintain or register a car to have insurance. Being an at-fault state, if you cause an accident in Alabama, you'll be liable to pay for the other driver's expenses should you injure them or damage their property.

What insurance is mandatory for car?

Third party insurance is the bare minimum you need to drive legally on public roads. It has been compulsory since it was introduced with the Road Traffic Act 1930.

What is considered full coverage in Alabama?

Full coverage insurance in Alabama is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.

When did auto insurance become mandatory in Alabama?

Currently insured? In effect since 2013, the Alabama Mandatory Liability Insurance (MLI) Law mandates that every Alabama motorist must carry liability auto insurance in the amount of 25/50/25 to legally drive, register and maintain vehicle registration in the state.

Is it a law to have car insurance in Alabama?

Auto insurance requirements in Alabama. If you plan on driving in the state of Alabama, the Alabama mandatory liability law requires drivers to carry insurance. Furthermore, drivers must also carry proof of insurance while driving, which must be shown to law enforcement officials when requested.

Is it illegal to not have car insurance in Alabama?

Alabama requires every driver to have car insurance — and driving without it is a misdemeanor. If caught, the state may charge a fine of $500–$1,000, suspend your driver's license and registration for 180 days, and even send you to jail for three to six months.

When did car insurance become mandatory in the United States?

While auto insurance has existed in some form since 1898, it only became mandatory in most states around 1970. It is the states that decide the auto insurance laws and not the federal government. Massachusetts was the first state to make insurance mandatory, passing laws to do so in 1925.

What happens if you drive around with no car insurance?

Police will likely charge you with driving without car insurance. You could face a hefty fine, license suspension and even jail time, depending on the state. Once you buy car insurance, you will probably pay much higher rates for coverage.

Is it illegal to not have car insurance in Indiana?

Indiana law mandates that all drivers carry a minimum amount of car insurance to operate a motor vehicle on state roadways. If you get caught driving without insurance in Indiana, you can face severe penalties and financial losses.

What happens in Ohio if you get caught driving without insurance?

Ohio requires all drivers to carry insurance — and if you're caught without it, the penalties are steep. The state may temporarily revoke your driver's license, license plates and vehicle registration, plus charge a reinstatement fee of up to $660.

What happens if you don’t have car insurance in Virginia?

If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.

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