Is it against the law to drive without insurance in Alabama?

Alabama requires every driver to have car insurance — and driving without it is a misdemeanor. If caught, the state may charge a fine of $500–$1,000, suspend your driver's license and registration for 180 days, and even send you to jail for three to six months.

What is required car insurance in Alabama?

What is the minimum auto insurance requirements in Alabama? A. The minimum auto insurance liability limits are commonly stated as 25/50/25. This means $25,000 bodily injury liability limit per person.

Is insurance required by law in Alabama?

Auto insurance requirements in Alabama. If you plan on driving in the state of Alabama, the Alabama mandatory liability law requires drivers to carry insurance. Furthermore, drivers must also carry proof of insurance while driving, which must be shown to law enforcement officials when requested.

When did Alabama make car insurance mandatory?

Currently insured? In effect since 2013, the Alabama Mandatory Liability Insurance (MLI) Law mandates that every Alabama motorist must carry liability auto insurance in the amount of 25/50/25 to legally drive, register and maintain vehicle registration in the state.

Is insurance required by law in Alabama?

Auto insurance requirements in Alabama. If you plan on driving in the state of Alabama, the Alabama mandatory liability law requires drivers to carry insurance. Furthermore, drivers must also carry proof of insurance while driving, which must be shown to law enforcement officials when requested.

Can you go to jail for having no car insurance?

But attempting to drive without car insurance is very risky and could end up costing you thousands of dollars, your driving license and even jail time.

What happens if you drive around with no car insurance?

In almost every state in the U.S., you are required by law to carry auto insurance if you have a vehicle registered in your name. If you choose to forgo car insurance, you could be facing hefty fines, a license suspension and even jail time, to say nothing of the out-of-pocket costs if you cause an accident.

What is mandatory for car insurance?

Although you may carry optional comprehensive and collision coverage to cover your vehicle, the coverages required by most states' laws are bodily injury and property damage insurance.

What is considered full coverage in Alabama?

Full coverage insurance in Alabama is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.

Is it illegal to not have car insurance in Alabama?

Alabama requires every driver to have car insurance — and driving without it is a misdemeanor. If caught, the state may charge a fine of $500–$1,000, suspend your driver's license and registration for 180 days, and even send you to jail for three to six months.

Does Alabama have mandatory car insurance?

Alabama's mandatory liability insurance law requires anyone who wants to drive, maintain or register a car to have insurance. Being an at-fault state, if you cause an accident in Alabama, you'll be liable to pay for the other driver's expenses should you injure them or damage their property.

When did Alabama make car insurance mandatory?

Currently insured? In effect since 2013, the Alabama Mandatory Liability Insurance (MLI) Law mandates that every Alabama motorist must carry liability auto insurance in the amount of 25/50/25 to legally drive, register and maintain vehicle registration in the state.

Is liability insurance is mandated by the state of Alabama?

The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy.

When did auto insurance become mandatory in Alabama?

Currently insured? In effect since 2013, the Alabama Mandatory Liability Insurance (MLI) Law mandates that every Alabama motorist must carry liability auto insurance in the amount of 25/50/25 to legally drive, register and maintain vehicle registration in the state.

Is insurance required by law in Alabama?

Auto insurance requirements in Alabama. If you plan on driving in the state of Alabama, the Alabama mandatory liability law requires drivers to carry insurance. Furthermore, drivers must also carry proof of insurance while driving, which must be shown to law enforcement officials when requested.

Is liability insurance is mandated by the state of Alabama?

The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy.

Is it illegal to not have car insurance in Alabama?

Alabama requires every driver to have car insurance — and driving without it is a misdemeanor. If caught, the state may charge a fine of $500–$1,000, suspend your driver's license and registration for 180 days, and even send you to jail for three to six months.

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