What’s the point of full coverage?

Full-coverage policies includes liability insurance and additional protection to cover damage to your own vehicle. In most states, you are required to have a minimum amount of liability coverage. Full coverage includes your state's required liability coverage plus comprehensive and collision coverage.

What does it mean to not have full coverage?

Liability-only car insurance will cover damage to other vehicles or injuries to other people when you're driving. Full-coverage policies includes liability insurance and additional protection to cover damage to your own vehicle. In most states, you are required to have a minimum amount of liability coverage.

What are the benefits of full coverage?

With full coverage auto insurance, you'll have more protection on the road compared to a policy that only has the minimum required coverage amounts. If you get into an accident and don't have the right insurance or enough coverage, you may have to pay for property damage or bodily injury claims out of pocket.

Why do people say full coverage?

When people talk about "full coverage" car insurance, they're often referring to a combination of coverages that help protect a vehicle. But, there's really no such thing as "full coverage" for your car. Some coverages (such as auto liability) are required by state law.

What is the difference between minimum and full coverage?

Full coverage insures you better than basic coverage. This coverage usually contains a more robust set of auto insurance policies. Together, these policies offer more complete coverage, when compared against basic minimum insurance that states require, and usually include: Comprehensive insurance.

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