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Do you need insurance if you have a license but no car in NJ?
You're not required to have insurance if you have a license but no car, but it depends on how often you drive other people's vehicles. If you're borrowing cars on occasion, you should be covered under the vehicle owner's insurance.
Do I have to add my teenager to my car insurance in California?
In California, your teen is automatically covered under your plan while they have a learner's permit. The minute they get their license, however, the law requires them to be officially included on an insurance plan.
Do I have to add my teenager to my car insurance in Florida?
No. You don't have to add your child to your car insurance policy. But it will be less expensive than the child getting their own policy.
Does car insurance cover unnamed driver?
Named drivers will be able to make claims under the insurance plan, while unnamed drivers are usually not able to, though some insurers allow claims for unnamed drivers with an additional access. It is best to check with your insurer or the policy plan for the details.
Can my son drive my car if he is not insured California?
The answer to whether insurance follows the car or the driver isn't going to be universally the same for every driver. As long as a driver has the vehicle owner's permission to operate the vehicle, the owner's policy will provide coverage no matter who the driver is.
Can I drive my parents car without insurance California?
You can not drive a vehicle in California without insurance, and you or the person you're borrowing from must have insurance to drive legally.
Can you drive your parents car without being on the insurance Florida?
You can't legally drive your parents' car without any insurance at all, either. Every state, except New Hampshire and Virginia, requires you to have auto insurance to legally drive a car.
Do I have to add my 15 year old to my car insurance in Florida?
If parents or guardians have joint custody of a young driver, and the driver will be using both of their cars, the driver should be added to both parents' policies. Otherwise, the young driver should be added to the policy of the parent who has sole custody.
Do I need to add my child to my car insurance with a permit in Florida?
These young drivers are generally covered by their parents' policy when they receive their learner's permit and don't need to buy their own policy. However, insurers take different approaches to young permit drivers. Policyholders may have to list every member of a household who has reached driving age on the policy.
Do all household members need to be on car insurance in Florida?
In Florida, every member of your household who is able to drive must be listed on your policy. In insurance terms, a driver can be anyone who has the knowledge and ability to drive, even if they don't have a license.
Does car insurance cover all driver?
Your car insurance typically will cover other drivers operating your vehicle if they're listed on the policy. This may include your spouse or significant other, your parents, your siblings or your children. It also may include other household members.
What is unnamed driver excess?
Unnamed Driver Excess means the amount that You must pay in addition to the Excess as shown in the Schedule, for any claim made in respect of an Accident which occurred when the Car was driven by an Unnamed Driver.