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Can you change plans when you have a baby?
Yes. Having a baby is one of the special circumstances that allow you to add dependents to your health plan even outside of the regular open season. You have 30 days from the date of your child's birth to notify your employer and request that your spouse and your baby be enrolled in your coverage.
What is the best health insurance to have while pregnant?
There are three types of health insurance plans that provide the best affordable options for pregnancy: employer-provided coverage, ACA plans and Medicaid.
Can I change my health insurance plan after enrollment?
Changing health insurance after open enrollment: Can I switch anytime? In most cases, you can only sign up for or update your health insurance during the annual Open Enrollment Period. However, if you experience certain qualifying life events, you may also become eligible for a Special Enrollment Period.
Does pregnancy count as an important event?
No, pregnancy is not considered a qualifying event in most states. However, giving birth to the child, adopting a child, or a foster child placement is considered a qualifying event.
How much does it cost to have a baby?
Giving birth costs $18,865 on average, including pregnancy, delivery and postpartum care, according to the Peterson-Kaiser Family Foundation (KFF) Health System Tracker. Health insurance can cover most of that cost.