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Can you sue your own car insurance company for pain and suffering in Florida?
Yes, Florida does allow accident victims to recover damages for pain and suffering from an auto accident in certain situations. Pain and suffering are considered a “non-economic” damages. Unlike, for example, medical bills, there is no clear monetary value for pain and suffering.
Can you sue your own insurance company in Georgia?
Some states, including Georgia, have statutes that allow an injured party to file suit directly against the insurance policy carrier, leaving the insured policy holder out of the legal proceedings entirely.
Can I sue my own insurance company for pain and suffering in Florida?
If you were injured in a car accident, you may qualify to sue your own insurance for your pain and suffering, as well as any damages that exceed your own coverage.
How much can you get for pain and suffering in Florida?
Generally speaking, there is no cap on the amount of damages that can be awarded for general pain and suffering in Florida. However, if the lawsuit involves medical malpractice, then there is a limit of $500,000 that can be awarded.
Can you sue a car insurance company in Florida?
You can sue an insurance company when it acts in bad faith under civil remedy with your policy. Florida law allows you to pursue a civil claim when your insurance company fails to honor your contract or otherwise works against your best interests.
Can you claim for personal injury on your own car insurance?
For your convenience, you can lodge your personal accident or medical expenses claim under your car insurance policy. As a policyholder, you can claim medical expenses for yourself, or for your authorised driver and passengers. Contact us to make a claim.
Can you sue an insurance company in Georgia?
Under Georgia law, insurers are required to use good faith settlement practices. When they fail to do so, they can be held legally liable. If your insurance claim was denied in bad faith or by error, you have the right to sue an insurance company for coverage.
How long does an insurance company have to settle a claim in Georgia?
15 Days – The insurer must confirm or deny liability on claims within 15 days of receiving the completed proof of loss from the insured. If a proof of loss is not required by the insurer, then the confirmation or denial must be within 30 days from the date the claim was reported to the insurer. (120-2-52.03(3)).
Has anyone ever sued an insurance company?
In addition, some cases arise because an insurance company fails to defend you in a lawsuit, even though the claims against you should be covered by your liability policy. In some cases, the insurance company can be sued for bad faith, or for violation of consumer protection laws.