What happens if you’ve had insurance Cancelled?
If your insurance premium went unpaid long enough for your coverage to be canceled, you'll have to apply for a new policy. Unfortunately, your rates will likely increase, as car insurance companies charge more for drivers who have had their insurance terminated due to missed payments.
How long does a Cancelled policy last?
How long does cancelled insurance stay on record? For cancelled policies there isn't a set time limit like there is for convictions; some insurers may only ask about your insurance history over the previous five years, others may require you to disclose details over a longer period.
How long do you have to declare that you’ve had insurance Cancelled?
You'll usually have 10 to 20 days between the date of the cancellation notice and the date you are no longer covered.