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How long can you go without car insurance before being penalized in VA?
“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.
What happens if I miss my ICBC payment?
If you continue to have an outstanding balance due on your account, ICBC may terminate your optional coverage and have a bailiff claim the active licence plates from all of your vehicles which would invalidate the basic insurance coverage on these vehicles.
Can your license be suspended for not having insurance in Virginia?
If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.
How long can you drive in Virginia without insurance?
It simply allows you to operate a motor vehicle uninsured for the next 12 months without additional penalties. The minimum requirements for auto insurance in Virginia are: $25,000 in bodily injury insurance per person.
Can you drive uninsured in VA?
Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. If you're caught driving without a form of financial responsibility, the penalties could be severe.
What happens if you miss a car insurance payment in Canada?
If you don't pay your outstanding debt, the insurer may send it to a collection agency, which can negatively impact your credit score. Your auto insurance policy may be terminated. That means you cannot drive your vehicle as it is illegal to drive a car anywhere in Canada without insurance.
How do I check my ICBC balance?
You can check your A/C balance in the following ways: 1) Mobile banking – click "My Account" to inquire after signing in. 2) SMS: send "CXYE # card/account number" to 95588. In addition to that, you can also check your balance via ICBC e-Connect, WeChat Banking, Internet Banking, Telephone Banking, etc.
How do I contact ICBC?
8:30 a.m. – 4:30 p.m. For all other general inquiries, please contact ICBC at 1-800-663-3051 (toll free in Canada and the U.S.) or at 604-661-2800 (Lower Mainland).