What if I lie to my insurance company?
If you lie to your insurance company about the cause, injuries, and other details of your car wreck, you risk losing your policy completely. Insurance companies do not want to work with individuals who lie and try to take their money.
What should I not tell the insurance company?
Avoid using phrases like “it was my fault,” “I'm sorry,” or “I apologize.” Don't apologize to your insurer, the other driver, or law enforcement. Even if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you.