Is GradGuard necessary?
Having renters insurance is a must for college students because it protects them from loss caused by fire, theft, vandalism, and a dozen other perils. Many students choose GradGuard renters insurance for college students.
Does USC require renters insurance?
What Insurance is Required. Students are required to have personal property and liability insurance when living in on-campus housing. Personal Property Insurance: We require a minimum of $5,000 in coverage for fire and water damage, theft and vandalism.
How often should you shop around for renters insurance?
You should shop around for renters insurance about two weeks or so before your current policy is set to end or renew to give yourself time to make an informed decision. In general, it's recommended that you shop for insurance quotes every six months for long-lasting policies like car and home insurance.
Can I cancel GradGuard?
To cancel your renters insurance policy, you can either contact GradGuard at 866-985-759 or visit account.gradguard.com and log into your account and cancel the policy yourself.
Should you shop around for insurance?
Shopping around for car insurance should be done periodically to get the best deals on premiums. Research by MoneyGeek found that the same driver can be charged $800 more with one insurer than another, making it all the more important to compare auto insurance quotes regularly.
When shopping for renters insurance what coverage features should you look for?
According to the III, there are three basic types of coverage included in most renters insurance policies: personal possessions, liability, and additional living expenses.
How can I maximize my renters insurance?
- (1) Maximize coverage for the losses you care about most. …
- (2) Prepare the info you'll need to make a claim when you get the policy. …
- (3) See what you can do to lower your premium. …
- (4) Know what benefits your policy provides, and don't be afraid to use them.
How often should you check insurance rates?
At least once a year, take time to compare auto insurance quotes to ensure you aren't overpaying for your policy. For instance, the COVID-19 pandemic has led to fewer drivers on the road, which significantly reduced the rates for auto insurance in 2020 and 2021.