Table of Contents
Does epilepsy make you uninsurable?
No – you can normally complete your life insurance application online, and are offered a policy, even if you have epilepsy.
What is the average lifespan of a person with epilepsy?
On average, people with epilepsy live 10–12 years less than those who do not have the condition. Summary: On average, people with epilepsy live 10-12 years fewer than those who do not have the condition. Excess mortality is particularly pronounced among people with epilepsy and mental disorders.
Can I get benefits if I have epilepsy?
For some, epilepsy is controlled by medications. For others though, uncontrolled seizures wreak havoc on all aspects of life, including the ability to work and earn a living. If you suffer from uncontrolled seizures, you may be able to qualify for disability benefits from the Social Security Administration (SSA).
Is epilepsy considered a critical illness?
You may also experience higher premiums due to your epilepsy, depending on the severity of your condition. Is epilepsy classed as a critical illness? No, in life insurance terms, epilepsy isn't classified as a critical illness.
What category does epilepsy fall under?
We wish you well. Epilepsy is a central nervous system (neurological) disorder in which brain activity becomes abnormal, causing seizures or periods of unusual behavior, sensations and sometimes loss of awareness.
Can epileptic patients live a normal life?
Treatment and management of epilepsy continues to evolve and improve. With the right diagnosis and treatment, most patients can live a normal life. We have made great advancements in epilepsy treatment over the last 20 years with more medications, advanced diagnostic tests and more precise surgical techniques.
What illnesses are covered under critical illness?
Which Critical Illnesses Qualify for This Insurance? Coverage is usually limited to medical crises involving heart attack, stroke, renal failure, cancer, paralysis, and a few others. Each plan has a specific list, which varies from plan to plan.
Is epilepsy classed as a critical illness?
You may also experience higher premiums due to your epilepsy, depending on the severity of your condition. Is epilepsy classed as a critical illness? No, in life insurance terms, epilepsy isn't classified as a critical illness.
Is epilepsy a pre-existing condition?
A pre-existing condition is a health problem you had before the date that your new health coverage starts. Pre-existing conditions include epilepsy, cancer, diabetes, lupus, sleep apnea, and many more.
Why is epilepsy not a disability?
'Day-to-day activities' include being able to get around, hear, see, remember and concentrate. Epilepsy is a physical, long-term condition and people with epilepsy are protected under the Equality Act, even if their seizures are controlled or if they don't consider themselves to be 'disabled'.
Is epileptic a disability?
Epilepsy is considered a disability when it greatly affects someone's ability to do everyday activities (such as concentrating or remembering things), over a long period of time.
Does epilepsy shorten your life expectancy?
Reduction in life expectancy can be up to 2 years for people with a diagnosis of idiopathic/cryptogenic epilepsy, and the reduction can be up to 10 years in people with symptomatic epilepsy. Reductions in life expectancy are highest at the time of diagnosis and diminish with time.
Can epileptic patients live a normal life?
Treatment and management of epilepsy continues to evolve and improve. With the right diagnosis and treatment, most patients can live a normal life. We have made great advancements in epilepsy treatment over the last 20 years with more medications, advanced diagnostic tests and more precise surgical techniques.
Does epilepsy worsen with age?
Does epilepsy get worse with age? If you were diagnosed with epilepsy while you were a child or a teenager, the condition is likely to eventually go away or become easier to control. That being said, it can get worse for some, while other people continue having occasional seizures for their whole lives.
What is the last stage of epilepsy?
Some common signs of this phase include: Confusion. Lack of consciousness. Tiredness (fatigue)
Is epilepsy classed as a disability?
Epilepsy is considered a disability when it greatly affects someone's ability to do everyday activities (such as concentrating or remembering things), over a long period of time.
What benefits can people with epilepsy get?
You are entitled to free prescriptions for your epilepsy medications. You may be able to get financial help towards the cost of travel to medical appointments and to work. You may also be entitled to discounted bus, rail and tube travel in some areas. You may be eligible for some welfare benefits and tax credits.
What benefits can I get for epilepsy UK?
If you do not have a job and cannot work because of your epilepsy, you may be entitled to Employment and Support Allowance. If you're aged 64 or under and need help with personal care or have walking difficulties, you may be eligible for Personal Independence Payment.
Does epilepsy qualify you for PIP?
Whether or not you are eligible for PIP depends on how your health condition affects you (not on what your condition is). So your eligibility does not rely on a diagnosis of epilepsy, but on how your epilepsy affects your daily living and mobility.