What happens if you have a pre existing condition?
Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy. They cannot limit benefits for that condition either.
Can I get cover for pre existing conditions?
Yes. Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
Does Canada cover pre-existing conditions?
Many Canadians have some kind of pre-existing condition, such as diabetes, asthma or other manageable conditions that don't have a debilitating impact on their daily lives. Insurance is certainly available for anyone with this kind of condition.
What happens if you have a pre-existing condition?
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.
Does MediShield cover pre-existing conditions?
MediShield Life will cover all pre-existing conditions, even if they are excluded by your private insurer from the additional private insurance coverage of your IP.
Can I be denied health insurance because of a pre-existing condition Singapore?
Subject to the insurer interpretation of what is considered pre-existing, most insurers will not refuse your claim, especially your hospitalisation event is years after the inception of your policy. I have a plan under Medishield as well as a rider plan under a private insurance company.