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Can I claim insurance after 24 hours?
You will still need to lodge the accident report within 24 hours or the next working day to provide the accident details and to safeguard yourself as the other party might still submit a claim against you.
What if the other party does not report an accident?
Policyholders face serious consequences if they fail to file an accident report, as this constitutes a breach of the insurance policy condition. The insurer is entitled to repudiate liability, resulting in the insured's loss of protection under the policy.
Do insurance companies have a time limit?
But is there any time limit for filing such claims? The answer to this is 'No'. However, insurers will check whether the policy was active at the time of the event . Moreover, they also investigate the reasons for filing such delayed claims.
How do I settle a private car accident?
To enter into a private settlement, both drivers must complete and sign a Private settlement letter that you must submit to your insurer within 24 hours of the incident. This document is legal and a binding agreement between both parties.
Do I need a police report for car accident?
You are only required to report the accident to the police if someone is injured in the accident or if it involves government/foreign vehicles, government property, cyclists or pedestrians. Should you require further assistance, please call our 24-hour claims hotline at 6221 2199 or +65 6540 2199 if you're overseas.
Do I need to make accident report?
If you do not report an accident, Your insurer may repudiate liability; Your No-Claims Discount may be docked upon the renewal of your policy; and. Your insurer may cancel or refuse to renew your policy.