What is a missing tooth clause?
Members covered by a dental plan with a missing tooth clause means the dental insurance company will not cover the costs of replacing the tooth if the tooth fell out or was extracted before the current dental coverage started.
Can you have 2 health insurance plans Canada?
If an insurer is willing to cover you, how could you refuse? Well, many Canadians may have coverage for the same benefits under more than one plan. It's called dual coverage, or double insurance. That's usually a good thing, but if you pay premiums on both plans, you can shell out more than you get back.
Is there a way around missing tooth clause?
Another option for resolving the matter is asking if your insurance company has a policy of waiving the clause if the tooth extraction and beginning of coverage fall within a certain time period. Some insurance companies will do this if the tooth was extracted within 3 years of the proposed replacement date.
How do you avoid missing teeth clause?
Consider the waiting periods and the preventive frequencies. After you find the right policy, purchase it and use it at your dental appointments. You can even use some policies to cover the replacement for a tooth you lost before the policy took effect.
What is the term of missing tooth A?
is a condition in which teeth are missing. Anodontia is a genetic disorder defined as the absence of all teeth.
Does Guardian have a missing tooth clause?
Teeth Lost , Extracted or Missing Before A Covered Person Becomes Covered By This Plan: A Covered Person may have one or more congenitally missing teeth or may have had one or more teeth lost or extracted before he or she became covered by this Plan.