Does high blood pressure count as a pre-existing condition?
Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.
Can I get life insurance with high blood pressure and diabetes?
In many cases, you can get life insurance with high blood pressure and diabetes. Your approval options and rates will come down to the type of diabetes you have, the age of onset of your conditions, and how each one is managed.
Does high blood pressure count as a pre-existing condition?
Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.
Is high blood pressure considered a heart condition for insurance?
The quick answer to this question is: yes. You should always tell your insurer about your high blood pressure, even if it's being well-managed through medication. High blood pressure is considered to be a 'pre-existing medical condition' by insurers.
What conditions affect life insurance?
- Type of Policy: The type of policy you select will impact the premium you will be required to pay. …
- Coverage Amount: …
- Age: …
- Sex: …
- Smoking or Vaping: …
- Health: …
- Lifestyle & Occupation:
What is considered as a pre-existing condition?
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.
Does diabetes disqualify life insurance?
However, many medical conditions, including diabetes, do not automatically disqualify a person for insurance coverage. In most cases, people with diabetes can still get life insurance; they may have to pay more than a person without a preexisting condition.
Can people with high blood pressure get life insurance?
Living with high blood pressure significantly increases the risk for heart disease and stroke, which makes those with this condition a greater risk to insure. However, as long as you're managing your condition with medication and diet, you will likely be able to find life insurance coverage.
Is high blood pressure a heart condition for insurance?
Hypertension could be considered a preexisting condition by some insurance companies, because it elevates your risk of heart attacks and stroke, among other medical events. However, due to current laws, their ability to alter or deny your coverage is highly regulated.
Is high blood pressure a heart related condition?
Angina — Over time, high blood pressure can lead to heart disease including microvascular disease (MVD). Angina, or chest pain, is a common symptom. Peripheral artery disease (PAD) — Atherosclerosis caused by high blood pressure can lead to narrowed arteries in the legs, arms, stomach and head, causing pain or fatigue.
Is high blood pressure considered a preexisting condition for travel insurance?
The quick answer to this question is: yes. You should always tell your insurer about your high blood pressure, even if it's being well-managed through medication. High blood pressure is considered to be a 'pre-existing medical condition' by insurers.