Can I buy insurance after cancer?
If you have been in remission for at least a few years, you may qualify for a traditional term or whole life insurance policy. If you are cancer-free but not in perfect health, you may also be eligible for a simplified issue policy.
Is cancer considered a pre existing condition?
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.
Can cancer patients get insurance after diagnosis in India?
If you are already a cancer patient, you will be denied coverage not just for cancer but also for any complications arising due to cancer. Besides, most critical illness insurance plans provide coverage after a waiting period of 90 days.
Can insurance be taken after cancer diagnosis?
Being recently diagnosed or treated for cancer will typically impede your ability to purchase traditional life insurance.
Can a cancer patient get health insurance in India?
A Cancer protect cover of ₹ 20 lakh for 20 year policy term costs less than ₹ 4 per day (inclusive of taxes). Get 100% payout on diagnosis of major cancer conditions and 25% for minor conditions (early stages of cancer), irrespective of actual medical bills.