Can you drive in Virginia without car insurance?
Although it is legal to drive without car insurance in Virginia, doing so can have downsides. Every driver must either purchase insurance before registering or operating a motor vehicle or pay a special $500 fee to drive uninsured.
What happens if you don’t have car insurance in Virginia?
If the department of motor vehicles hears you've been driving without coverage, you'll receive a notification. The potential penalties include a $500 fine, driver's license and license plate suspension, and a Class 3 misdemeanor conviction.
What kind of auto insurance is mandatory in Virginia?
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
What is the penalty for driving without insurance in va?
Pays a $600 statutory fee (collected by DMV and deposited into the Uninsured Motorist Fund) Furnishes and maintains proof of financial responsibility (form SR-22) for three years. Pays a reinstatement fee, if applicable.
How long can you go without insurance in Virginia?
“Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.
Is it mandatory to have car insurance in Virginia?
Virginia drivers are required to purchase a minimum amount of auto insurance coverage for all registered vehicles. You can legally drive without insurance in Virginia, but you have to pay an uninsured motor vehicle fee to avoid a penalty.
What happens if I’m caught driving without insurance?
You could also find yourself facing a lawsuit from the third party and having to pay for any losses, damages and medical expenses for the third party as well. Ultimately, this could cost you many thousands of dollars that would otherwise have been paid for by your insurer.
What car insurance is required by law in Virginia?
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
What are the 2 types of insurance that are required by Virginia law?
Virginia Car Insurance Coverages. In Virginia, drivers must carry two types of liability coverage at a minimum: bodily injury liability and property damage liability.
Does Virginia have mandatory car insurance?
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
Which vehicle insurance policy is mandatory?
It is a requirement for your vehicle to be insured for the entire road tax renewal period before its road tax can be renewed. The insurance must at least cover third-party liability for deaths and bodily injury. This is important so that traffic accident victims can be covered by insurance.